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I made some mistakes in the past – but Cash in a Flash looked past them and my bad credit history was no problem. Thanks for giving me a second chance!
H.S. - Manukau

Quick & Easy Cash Loans

from $100 to $1000

Cash in a Flash is here to help you when you need some extra cash to tide you over until your next payday. We make it easy to get a short-term loan with our 1-2-3-Cash 100% online application process. You can get money paid into your bank account sameday without leaving your desk or your armchair.

Cash in a Flash – like our name says – we get you cash, in a flash!

Don’t worry – it’s easy and simple. Check out the rest of our website, and get busy with our online application. It takes minutes and then you can be off doing more important things. We’re keen to have you look around at our loan calculator, our FAQ’s, and most of all our easy 1-2-3-Cash application form.

As you fill out the form, you’ll be able to see exactly what’s happening, so there are no surprises – guaranteed.

Bad Credit Loans or a Payday Loan?



Why choose Cash in a Flash?

Cash in a Flash provides loans from $100 to $1000 paid as fast as just in 30 minutes into your bank account.

  • With our loans one doesn’t have to run around the lenders to borrow small assistance to meet the unexpected expenses of a month.
  • Here, borrowers are required to make a quick application online which is as simple as 1-2-3 Cash. Our online application not only saves time but also convenient for the borrower.
  • One must always read the terms and conditions before signing up yourself and we also advise to obtain independent advice.
  • At Cash in a Flash we care about our customers. We want you to use our services responsibly. Returning customers can enjoy even faster renewals at lower interest rates.
Apply Now!

It's so easy to get cash loans right now with our 100% online process


Cash in a Flash offers a short term loan product. We lend according to our responsible lending policy, however before taking a loan from us, you should consider whether the loan is necessary, and whether you have other, cheaper alternatives. We are not financial advisors and can’t give you advice based on your personal situation. APR: Our interest rate is 438% for most customers when expressed as an Annual Percentage Rate. Because you will borrow for a much shorter period, the actual cost to you will be lower. Renewal Policy: Cash in a Flash loans do not renew – after your loan is fully repaid you can reapply if you choose. Implications of non-payment: If you can’t repay your loan on time, please contact us as soon as possible. Interest and fees will continue to accrue on unpaid balances, however we work with borrowers to make sure their costs are minimised and repayments are affordable. Collection Practices: If we are unable to receive payment from you for an extended period of time, we may refer your account to a debt collection agency, and post a default notice with credit agencies. Potential impact on credit scores: Failure to repay your loan may impact your credit score and may affect your ability to borrow in the future. We urge any borrowers who have doubts about their ability to repay the loan not to apply. Click here  for further important borrower information